Clarita Blog
Practical guides, compliance checklists, and industry thinking for risk managers, property managers, and operations teams.
Vendors push back on insurance requirements more often than not. Here is how to evaluate their objections, hold the line on what matters, and find workable solutions without compromising your organization's protection.
Legal drafts the contract language, but compliance lives with the consequences. Here's how to define who sets minimum insurance standards and who approves exceptions to indemnity, liability, and coverage requirements.
Standard general liability does not cover data breaches or cyberattacks. Here is what cyber liability insurance covers, which vendors should carry it, what limits to require, and what to verify on a COI.
Data processing agreements are becoming a standard requirement for vendors who handle personal data. Here is what a DPA is, when it is legally required, what it should contain, and how it connects to your broader vendor compliance program.
The difference between occurrence and claims-made insurance policies has real consequences for vendor compliance. Here is what each means, which coverage types use each form, and how to handle both when reviewing COIs.
Spreadsheets feel like the obvious solution for tracking vendor certificates of insurance. Here is why they consistently break down and what compliance managers should consider instead.
Most vendor contracts request insurance. Fewer actually require it in a way that protects you. A gap analysis of weak versus strong contract language for compliance managers.
A practical, field-by-field guide to reviewing a COI: what to check, what to watch for, and what to do when something is wrong.
Additional insured, primary and noncontributory, waiver of subrogation — three endorsements that determine whether a certificate of insurance actually protects your organization.
A certificate of insurance confirms coverage exists, but it doesn't protect you. Learn what COIs actually do, where the gaps are, and what compliance teams need beyond the certificate.
Clarita handles extraction, verification, and monitoring — so your team can focus on compliance, not paperwork.
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